Equipment Finance

Expanding, improving, or even just running a business day to day often requires financial investment and ad hoc cash injections. The unfortunate need to "spend money to make money."

 

Sovereign Credit offer business equipment loans as well as heavy equipment finance to business of all shapes and sizes - companies, partnerships, sole traders and start-ups to help businesses reach their goals.

 

We regularly field finance applications for computer and electrical office equipment, office interior fit-outs and furniture, tools and workshop equipment, construction equipment financing, and kick-starting franchise operations.

  • Competitive rates

    We have great commercial finance rates, and loans tailored to suit your needs.

  • Quick online process

    Apply online in minutes from your smartphone, tablet or desktop.

  • Experienced loan consultants

    You'll have an experienced commercial finance consultant with you every step of the way.

  • Finance for private sales

    We won't let a private sale get in the way of getting a great value loan.

  • Flexible loan options

    Every business is unique, so we offer loans to match.

  • Tax benefits

    Tax benefits may apply. Speak to your accountant to see if your business is eligible.

How to apply

Call a Commercial Finance Consultant on 08 9415 0291 or apply online now!

Apply Now

Equipment Finance Options

Secured and unsecured loan options available.

 

Low doc business loan

Time is money - A low doc loan allows you to get the right loan for your business with simplified or reduced paperwork, on the basis that the asset financed is used more than 50% for business purposes.


Chattel mortgage

If you’re a business owner, you could be eligible for a chattel mortgage on the basis that the asset financed is used more than 50% for business purposes.


Features

  • GST on the purchase price may be claimable on your BAS*
  • Depreciation and interest on repayments may be tax deductible*
  • Repayments exempt from GST*
  • Residual/balloon amount of your choosing (even zero)
  • Fixed interest rate.
  • Flexible loan terms up to 7 years.

Fees and charges

*Consult your accountant or financial advisor